Privacy Policy

The PRIVACY POLICY of: E Lloyd Kelly (The-poet); (hereinafter referred to as "E Lloyd Kelly (The-poet) and author, Writingelk or simply as; the poet", Elk, "we", "us" or "our") in the capacities as we may operate a Website/platform, community or marketplace that helps people find experiences and great products and services through social interactions, where they can create, list, and discover unique Experiences from around the world, whether through our website or links to others. 

This Privacy Policy is intended to inform you about how we treat Personal Information that we process about you. If you do not agree to any part of this Privacy Policy you should stop accessing the site and deactivate your account.

DEFINITIONS
"Personal Information" means information relating to a living individual who is or can be identified either from that information or from that information in conjunction with other information that is in or is likely to come into, the possession of the Data Controller.

WHAT TYPES OF INFORMATION DOES E Lloyd Kelly (The-poet) and author GATHER ABOUT ITS USERS?
1. Information that you give us
We receive, store and process information that you make available to us when accessing or using our Platform and Services. Examples include when you: 

1.     fill in any form on the Platform, such as when you register or update the details of your user account, or when you supply ID verification information;

1a. access or use the Platform, such as to search for, book or pay for any product or services that may be available (such as but not limited to shopping), post comments or reviews, or communicate with other users;

1b. link your account on a third party site (e.g. Facebook) to your E Lloyd Kelly (The-poet) and author’s account, in which case we will obtain the Personal Information that you have provided to the third party site, to the extent allowed by your settings with the third party site and authorized by you; and.

1c.communicate with E Lloyd Kelly (The-poet) and author

 
2. Mobile Data
When you use certain features of the Platform, we may receive, store and process different types of information about your location, including general information (e.g., IP address, zip code) and more specific information (e.g., GPS-based functionality on mobile devices used to access the Platform or specific features of the platform). If you access the Platform through a mobile device and you do not want your device to provide us with location-tracking information, you can disable the GPS or other location-tracking functions on your device, provided your device allows you to do this. See your device manufacturer's instructions for further details.

3. Log Data
We may also receive, store and process Log Data, which is information that is automatically recorded by our servers whenever you access or use the Platform, regardless of whether you are registered with E Lloyd Kelly (The-poet) and author or logged in to your account, such as your IP Address, the date and time you access or use the Platform, the hardware and software you are using, referring and exit pages and URLs, the number of clicks, pages viewed and the order of those pages, and the amount of time spent on particular pages.

4. Cookies and other Tracking Technologies
E Lloyd Kelly (The-poet) and author use cookies and other similar technologies, such as mobile application identifiers, on the Platform. We may also allow our business partners to use their cookies and other tracking technologies on the Platform. As a result, when you access or use the Platform, you will provide or make available certain information to us and to our business partners.

While you may disable the usage of cookies through your browser settings, we do not change our practices in response to a "Do Not Track" signal in the HTTP header from your browser or mobile application. We track your activities if you click on advertisements for products and services on third-party platforms such as search engines and social networks, and may use analytics to track what you do in response to those advertisements.

We may, either directly or through third party companies and individuals we engage to provide services to us, also continue to track your behavior on our own Platform for purposes of our own customer support, analytics, research, product development, fraud prevention, risk assessment, regulatory compliance, investigation, as well as to enable you to use and access the Platform and pay for your activities on the Platform. We may also, either directly or through third party companies and individuals, we engage to provide services to us, track your behavior on our own Platform to market and advertise our services to you on the Platform and third party websites. Third parties that use cookies and other tracking technologies to deliver targeted advertisements on our Platform and/or third party websites may offer you a way to prevent such targeted advertisements by opting-out at the websites of industry groups such as the Network Advertising Initiative (http://www.networkadvertising.org/choices/) and/or the Digital Advertising Alliance (http://www.aboutads.info/choices/). You may also be able to control advertising cookies provided by publishers, for example, Google's Ad Preference Manager (https://www.google.com/settings/ads/onweb/). Please note that even if you choose to opt-out of receiving targeted advertising, you may still receive advertising on or about the Platform – it just will not be tailored to your interests.
Third parties may not collect information about users' online activities on the Platform except as described in this policy

5. Third-party social plugins
Our Platform may use social plugins which are provided and operated by third-party companies, such as Facebook's Like Button.
As a result of this, you may send to the third-party company the information that you are viewing on a certain part of our Platform. If you are not logged into your account with the third-party company, then the third party may not know your identity. If you are logged into your account with the third-party company, then the third party may be able to link information about your visit to our Platform to your account with them. Similarly, your interactions with the social plugin may be recorded by the third party.
Please refer to the third party's privacy policy to find out more about its data practices, such as what data is collected about you and how the third party uses such data.

HOW WE PROCESSES AND USE THE INFORMATION THAT YOU PROVIDE OR MAKE AVAILABLE
We use, store and process Information about you for the following general purposes: 

1.     (a). to enable you to access and use the Platform;

1.     (b), to operate, protect, improve and optimize the Platform, E Lloyd Kelly (The-poet) and author's business, and our users' experience, such as to perform analytics, conduct research, personalize or otherwise customize your experience, and for advertising and marketing;

1.     (C, to help create and maintain a trusted and safer environment on the Platform and Services, such as fraud detection and prevention, conducting investigations and risk assessments, verifying the address of your listings, verifying any identifications provided by you, and conducting checks against databases such as public government databases;

1.     (d), to send you service, support and administrative messages, reminders, technical notices, updates, security alerts, and information requested by you;

1.     (e). Where we have your consent, to send you marketing and promotional messages and other information that may be of interest to you, including information about E Lloyd Kelly (The-poet) and author or general promotions for partner campaigns and services. You can unsubscribe or opt-out from receiving these communications in your account settings

2.     to administer referral programs, rewards, surveys, sweepstakes, contests, or other promotional activities or events sponsored or managed by E Lloyd Kelly (The-poet) and author or our business partners; and

1.     To comply with our legal obligations, resolve any disputes that we may have with any of our users, and enforce our agreements with third parties.

 
How “WE,” E Lloyd Kelly (The-poet) and author  USES AND PROCESSES USER COMMUNICATIONS
We may, either directly or through third party companies and individuals we engage to provide services to us, review, scan, or analyze your communications with other users exchanged via the Platform for fraud prevention, risk assessment, regulatory compliance, investigation, product development, research, and customer support purposes. For example, as part of our fraud prevention efforts, the Platform may scan and analyze messages to mask contact information and references to other websites. This helps to prevent fraud such as but not limited to; actors from asking Users/Guests to send them money outside of the Platform, such as by bank transfer or other money transfer methods. We may also scan, review or analyze messages for research and product development purposes to help make search and user communications more efficient and effective, as well as to debug, improve and expand product offerings. We will not review, scan, or analyze your communications for sending third party marketing messages to you. We will also not sell these reviews or analyses of communications to third parties. We will also use automated methods to carry out these reviews or analyses where reasonably possible. However, from time to time we may have to manually review some communications. By using the Platform, you consent that E Lloyd Kelly (The-poet) and author in his sole discretion, may, either directly or through third party companies and individuals we engage to provide services to us, review, scan, analyze, and store your communications, whether done manually or through automated means.

WHEN E Lloyd Kelly (The-poet) and author  DISCLOSES OR SHARES PERSONAL INFORMATION, AND TO WHOM
IMPORTANT: When you use the Platform, your data may be sent to the United States and possibly other countries
We may transfer, store, use and process your information, including any Personal Information, to countries outside of the European Economic Area ("EEA") including the United States. Please note that laws vary from jurisdiction to jurisdiction, and so the privacy laws applicable to the places where your information is transferred to or stored, used or processed in, may be different from the privacy laws applicable to the place where you are resident.
Your Personal Information may be disclosed as follows: 

1.     (a), parts of your public profile page that contain some Personal Information may be displayed in other parts of the Platform to other users for marketing purposes or to the extent necessary to operate and manage referral and rewards programs.

1.     (b), your public Listing page will always include some minimum information such as the city and neighborhood where you are located, your listing description, your calendar availability, your public profile, and photo. Your public Listing page may also include aggregated demand information (such as the number of page views over a period of time). Parts of your public Listing page may be displayed in other parts of the Platform to other users for marketing purposes. The Platform may also display the Accommodation's approximate geographic location on a map, such that a user can see the general area of your residence.

1.     (c, the Platform may allow your public profile and public Listing pages to be included in search engines, in which case your public profile and public Listing pages will be indexed by search engines and may be published as search results.

If you change your settings or the information on your public profile or public listing pages, third-party search engines may not update their databases quickly or at all. We do not control the practices of third-party search engines, and they may use caches containing outdated information, including any information indexed by the search engine before you change your settings or the information on your public profile or public listing pages.

2.     E Lloyd Kelly (The-poet) and author will ask you to review the Site or the Services we provide. If you choose to provide a review, your review may be public on the Platform.

6 You may link your account on a third party social networking site to your E Lloyd Kelly (The-poet) and author account. We refer to a person's contacts on these third-party sites as "Friends". When you create this linkage:  

• some of the information you provide to us from the linking of your accounts may be published on your account profile;

• your activities on the Platform may be displayed to your Friends on the Platform and/or that third party site;

• other E Lloyd Kelly (The-poet) and author users may be able to see any common Friends that you may have with them, or that you are a Friend of their Friend if applicable;

• other E Lloyd Kelly (The-poet) and author users may be able to see any schools, hometowns or other groups you have in common with them as listed on your linked social networking site(s); and

• The information you provide to us from the linking of your accounts may be stored, processed and transmitted for fraud prevention and risk assessment purposes.

 
The publication and display of information that you provide to E Lloyd Kelly (The-poet) and author through this linkage, is subject to your settings and authorizations on the Platform and the third party site.

7. We may distribute parts of the Platform (including your Listing) for display on sites operated by E Lloyd Kelly (The-poet) and author's business partners and affiliates, using technologies such as HTML widgets. If and when your Listings are displayed on a partner's site, information from your public profile page may also be displayed.

8. We may allow our related entities such as our subsidiaries, and their employees, to use and process your Personal Information in the same way and to the same extent that we are permitted to under this Privacy Policy. These related entities comply with the same obligations that we have to protect your Personal Information under this Privacy Policy.

9. We may also engage third party companies and individuals, who may be located in various regions other than USA & Canada, to provide services to us, including but not limited to technology services and services to help verify your identification, to conduct checks against databases such as public government databases (where legally allowed), to otherwise assist us with fraud prevention and risk assessment, to assist us with customer service, and to facilitate the payments or reimbursements you request (such as Concur and American Express, etc.) We may provide Personal Information about you to these third parties, or give them access to this Personal Information, for the limited purpose of allowing them to provide these services. We will ensure that such third parties have contractual obligations to protect this Personal Information and to not use it for unrelated purposes.

10. You acknowledge, consent and agree that E Lloyd Kelly (The-poet) and author may access, preserve and disclose your account information and Collective Content if required to do so by law or in a good faith belief that such access, preservation or disclosure is reasonably necessary to (a) respond to claims asserted against us; (b) to comply with legal process (for example, subpoenas and warrants); (c) to enforce and administer our agreements with users, such as the Terms of Service and, this Privacy Policy, (d) for fraud prevention, risk assessment, investigation, customer support, product development and debugging purposes; or (e) to protect the rights, property or personal safety of E Lloyd Kelly (The-poet) and author, its users or members of the public. We will use commercially reasonable efforts to notify users about law enforcement requests for their data unless:

11. Providing notice is prohibited by the legal process itself, by court order we receive, or by applicable law; or

• based on information supplied by law enforcement, we, in our sole discretion, believe: (a) that providing notice could create a risk of injury or death to an individual or group of individuals, (b) that the case involves potential harm to minors, or (c) that harm or fraud could be directed to E Lloyd Kelly (The-poet) and author, its Members, the Platform, or Services.

 
We may also publish, disclose and use Aggregated Information and non-personal information for industry and market analysis, demographic profiling, marketing, and advertising, and other business purposes.

BUSINESS TRANSFERS BY E Lloyd Kelly (The-poet).
If E Lloyd Kelly (The-poet) and author undertake or is involved in any merger, acquisition, reorganization, the sale of assets or bankruptcy or insolvency event, then we may sell, transfer or share some or all of our assets, including your Personal Information. In this event, we will notify you before your Personal Information is transferred and becomes subject to a different privacy policy.

HOW TO CHANGE OR DELETE YOUR INFORMATION, OR CANCEL YOUR ACCOUNT

You may review, update, correct or delete the Personal Information in your account. If you would like to correct your information or cancel your account entirely, you can do so by logging in to your account. Please also note that any reviews, forum postings and similar materials posted by you may continue to be publicly available on the Platform in association with your first name, even after your account is canceled.

SECURING YOUR PERSONAL INFORMATION

We are continuously implementing and updating administrative, technical, and physical security measures to help protect your Personal Information against unauthorized access, destruction or alteration. However, no method of transmission over the Internet and no method of storing electronic information can be 100% secure. So, we cannot guarantee the absolute security of your transmissions to us and of your Personal Information that we store.

YOUR PRIVACY WHEN YOU ACCESS THIRD-PARTY WEBSITES AND RESOURCES

The Platform will contain links to other websites not owned or controlled by us. E Lloyd Kelly (The-poet) and author do not have any control over third party websites. These other websites may place their own cookies, web beacons or other files on your device, or collect and solicit Personal Information from you. They will have their own rules about the collection, use, and disclosure of Personal Information. We encourage you to read the terms of use and privacy policies of the other websites that you visit.

SPECIAL FEATURES AND PROGRAMS

Referral service and requesting references

The Platform may provide a referral service that allows you to invite your friends and contacts to use the Platform. The Platform may also allow you to ask your friends and contacts to write a reference for you, to be published on your profile.

We may integrate the Platform with third-party sites such as Facebook so that you can send invitation messages or requests for references via the third party site itself. These messages will be sent by the third party site, and we do not collect or retain the contact information that is used to send them.

You may also choose to send invitation/request emails via the Platform itself, in which case we will ask you for the contact information to which to send your invitation/request. You can type in the email addresses or other contact information manually, or you can choose to import the contacts in your address book(s). In both cases, we may use and store this information for the sole purposes of allowing you to send your friends and contacts an invitation or request for a reference, and for fraud detection and prevention. With respect to referrals, we will also store the email addresses of your invitees to track if your friend joins E Lloyd Kelly (The-poet) and author in response to your referral.

If you request us to import your contacts, we will collect, but not store, the username and password for the email account you wish to import your contacts from. We will use this information only for the purpose of importing your contacts.

Where you are staying to another meetup user.

Groups

The Platform may allow registered account holders to participate in online discussion forums ("Group(s)") in selected cities.

If you join a Group, then your membership in the Group, as well as some of your public information (such as your profile picture and public profile page), will be visible to users who browse the Group. If you publish postings in a Group, then your postings will be visible to such users as well. The ability to browse the Group will depend on the Group settings, and it may or may not be limited to members of that Group.

CHANGES TO THIS PRIVACY POLICY

We may change how we collect and then use Personal Information at any time and without prior notice, at our sole discretion. We may change this Privacy Policy at any time. If we make material changes to the Privacy Policy, we will notify you either by posting the changed Privacy Policy on the Platform or by sending an email to you. We will also update the "Last Updated Date" at the top of this Privacy Policy. If we let you know of changes through email communication, then the date on which we send the email will be deemed to be the date of your receipt of that email.

It's important that you review the changed Privacy Policy. If you do not wish to agree to the changed Privacy Policy, then we will not be able to continue providing the Platform and Services to you, and your only option will be to stop accessing the Platform and Services and deactivate your account. If applicable.

Disclaimer of Warranty; Limitation of Liability.

A. YOU EXPRESSLY AGREE THAT USE OF THE WEBSITE IS AT YOUR SOLE RISK. NEITHER E Lloyd Kelly (The-poet) and author, HIS AFFILIATES NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT THE SITE WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE WEBSITE, OR AS TO THE ACCURACY OR RELIABILITY OF ANY INFORMATION, SERVICE OR MERCHANDISE PROVIDED THROUGH THE WEBSITE.

B. THE WEBSITE IS PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. Additionally, THERE ARE NO WARRANTIES AS TO THE RESULTS OBTAINED FROM THE USE OF THE WEBSITE.

C. IN NO EVENT WILL E Lloyd Kelly (The-poet) and author, OR ANY PERSON OR ENTITY INVOLVED IN CREATING, PRODUCING OR DISTRIBUTING THE WEBSITE OR THE CONTENT INCLUDED THEREIN, BE LIABLE IN CONTRACT, IN TORT (INCLUDING FOR ITS OWN NEGLIGENCE) OR UNDER ANY OTHER LEGAL THEORY (INCLUDING STRICT LIABILITY) FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, CONSEQUENTIAL OR SIMILAR DAMAGES, INCLUDING, WITHOUT LIMITATION, LOST PROFITS OR REVENUES, LOSS OF USE OR SIMILAR ECONOMIC LOSS, ARISING OUT OF THE USE OF OR INABILITY TO USE THE WEBSITE. YOU HEREBY ACKNOWLEDGE THAT THE PROVISIONS OF THIS SECTION SHALL APPLY TO ALL USE OF AND CONTENT ON THE WEBSITE. 

APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN NO EVENT SHALL E Lloyd Kelly (The-poet) and author, TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION WHETHER IN CONTRACT, TORT (INCLUDING ITS OWN NEGLIGENCE) OR UNDER ANY OTHER LEGAL THEORY (INCLUDING STRICT LIABILITY) EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS WEBSITE.

D. THE ABOVE DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INACCURACY, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF THIS WEBSITE, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR (INCLUDING STRICT LIABILITY), NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION. YOU SPECIFICALLY ACKNOWLEDGE THAT E Lloyd Kelly (The-poet) and author, IS NOT LIABLE FOR THE DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER USERS OR THIRD-PARTIES AND THAT THE RISK OF INJURY FROM THE FOREGOING RESTS ENTIRELY WITH YOU.

Indemnification.

You agree to defend, indemnify and hold harmless E Lloyd Kelly (The-poet) and author and his affiliates and their respective directors, officers, employees and agents from and against any and all claims, actions, demands, damages, costs, liabilities, losses and expenses (including reasonable attorneys' fees) arising out of your use of the Service. 

Disclaimers

No Warranty

The information provided by our services is provided "AS IS" with all faults. While we believe the information to be correct when posted on our sites or services, neither us, our affiliates nor any third party owner, licensor or supplier of equipment, software, systems, services or facilities (the "Systems") used or made available in connection with the information used or made available through our services, makes us liable for any representation, warranty or condition, whether express or implied, concerning the Systems or Data or the use thereof, including, without limitation, that (1) the Systems or Data will meet your needs, will be of a merchantable quality and fitness for use at any particular time or for any particular purpose or will be error free, or (ii) the Systems or Data is up-to-date, accurate, in sequence, reliable, complete or suitable for any purpose. Without limiting the foregoing. Further, all express or implied, direct or indirect, representations, warranties and conditions in respect of the Systems and Data arising or implied by statute, common law, custom, usage of trade, course of performance, course of dealing or otherwise, including, but not limited to, any warranties or conditions are expressly excluded.

No Advice.

The services are not intended to provide legal, accounting or tax advice and should not be relied upon in that regard. The information in the services is general in nature and for informational purposes only. You should consult directly with professional to ensure that your particular circumstances are properly considered.

Copyright

All the Data is protected by copyright and each supplier of the Data reserves all proprietary and intellectual property rights therein. You shall not reproduce, retransmit, disseminate, sell, rent, distribute, publish, broadcast, circulate or commercially exploit the Data provided through the services in any manner or furnish it to any other person without our prior written consent of the Service Provider and the relevant supplier. As a user of our services you shall use the Data accessible through our services only for your individual use, and shall indemnify and hold harmless us, our affiliates and each supplier of Data from any losses or liabilities incurred as a result of your breach of the foregoing provisions or other misuse of the Data. You agree that these Terms may be enforced directly against you by each supplier of Data.

Limitation of Liability

WE ARE NOT LIABLE TO YOU FOR ANY DELAY, LOSS, DAMAGE OR EXPENSE THAT YOU INCUR OR ANY INCONVENIENCE WHICH RESULTS FROM OUR PROVIDING OR FAILING TO PROVIDE ANY SERVICE, EXCEPT WHERE SUCH LOSSES RESULT FROM OUR WILLFUL MISCONDUCT OR GROSS NEGLIGENCE.

WE ARE NOT RESPONSIBLE FOR DAMAGES ARISING FROM YOUR ACTS OR OMISSIONS OR THOSE OF ANY THIRD PARTY, NOR FOR ANY ACCIDENT, ACT OF AGGRESSION, THEFT, LOSS OR DAMAGE YOU MAY SUFFER WHILE USING OUR SERVICES. TO THE EXTENT THAT WE MAY BE LIABLE TO YOU, WE WILL ONLY BE LIABLE FOR DIRECT DAMAGES. TO THE EXTENT NOT PROHIBITED BY LAW, IN NO EVENT, EVEN IF WE ARE NEGLIGENT, WILL WE BE LIABLE TO YOU FOR ANY INCIDENTAL, SPECIAL, INDIRECT, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOST PROFITS, LOST OR DAMAGED OR CORRUPTED DATA, BUSINESS INTERRUPTION OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES ARISING OUT OF OR RELATED TO YOUR USE OF OUR SERVICES, HOWEVER CAUSED AND REGARDLESS OF THE BASIS OF THE CAUSE OF ACTION, INCLUDING BUT NOT LIMITED TO, CONTRACT OR TORT EVEN IF WE HAVE BEEN PREVIOUSLY ADVISED OF THE POSSIBLITY OF SUCH DAMAGES.

IN CONSIDERATION OF OUR PROVIDING ACCESS TO YOU OF THE SERVICES, YOU SHALL RELEASE EACH SUPPLIER OF DATA AND ALL RELATED COMPANIES AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES AND AGENTS FROM ALL CLAIMS AND PROCEEDINGS FOR SUCH LOSSES, DAMAGES OR CONSEQUENCES. WE DISCLAIM ALL LIABILITY FOR ANY THIRD PARTY CONTENT AVAILABLE THROUGH THE ELECTRONIC SERVICES.

OUR LIABILITY IS SUBJECT TO THE LIMITATIONS SET FORTH IN THIS SECTION, ANY OTHER SECTION OF THIS AGREEMENT, AND ANY OTHER APPLICABLE AGREEMENTS.

Service Interruptions

We and our affiliates do not guarantee continuous access. From time to time interruptions, errors or other deficiencies in service may occur which are outside of the control of the Service Provider, including interruptions in the accessibility of the internet, a system outage in facilities of a third party service. Neither we nor our affiliates will be liable for any loss or damage resulting from use of the Services including but not limited to loss or damage resulting from failure of electronic or mechanical equipment or communications lines, the internet, telephone or other inter-connectivity problems, power failure or third party system failure.

While we strive to service our clients with great focus on customer satisfaction, and accessible at all times, it is possible that either the services or documents can from time to time become temporarily unavailable, and, therefore, you understand and agree that we are not liable for any losses or damages to you resulting from such things being unavailable.

No Solicitation

Information in this web site is intended to be just that, information. And does not constitute a solicitation or offer to sell products or services, including those of our subsidiaries and affiliates. We do not guarantee any results and are not liable for any loss or missed opportunities resulting from any decision made by you.

Links

Links in this web site to other web sites or references to products, services or publications other than ours or those of our affiliates should not be construed as an endorsement, recommendation or approval of such web sites, products, services or publications by us or our affiliates, rather, they are solely those of the third party and not of us nor our affiliates.

We can add or change the terms and conditions of this document from time to time, with or without notice. Notice of additional or amended terms and conditions may be given to you in writing, including but not limited to:

· An electronic notice or message posted on our website

· A notice mailed to you at your last address in our records

Your continued use of the services indicates your acknowledgement that you agree to and accept these Terms.

You are responsible, at your own expense, to obtain and maintain all necessary equipment, software and communication links as required in order to access our services.  You confirm that you have a computer with a secure internet browser capable of accessing the services.

You should contact us if you are not able to access our services.

When using this web site, it is your responsibility to take reasonable precautions to scan for computer viruses and other items of a destructive nature. You should ensure to have a complete and current backup of the information on your computer system prior to using this web site.

You may not assign your rights under these Terms without the prior written permission of the Service Provider. These Terms shall be governed by the laws in force in the Province of Quebec.

If you live in Québec, you have expressly requested that this document and all notices relating to it be in English.  Au Québec, les parties conviennent et exigent expressément que ce document ainsi que tous avis émis en vertu de celui-ci ou y rattachant soient rédigés en anglais.